Sell your house before foreclosure.
Missed payments pile up fast, and every week matters. Selling before the foreclosure sale can let you keep whatever equity you've built and close this chapter on your terms — not the bank's.
What selling before foreclosure can do for you
A foreclosure sale is run for the lender's benefit, not yours. A sale you control is different: the payoff goes to your lender, and any equity left over goes to you. It also ends the late fees, legal costs and calls that keep adding up while you wait.
- Keep your equity — the difference between the sale price and what you owe is yours.
- End the uncertainty — you pick a closing date instead of waiting on an auction date.
- Skip the repairs — we buy as-is, so you don't spend money you don't have fixing it up.
How we can help
For many homeowners a straightforward cash sale is enough. When the numbers are tight — little equity, or more owed than a cash sale covers — we look at other structures, like taking over the existing loan payments (a "subject-to" purchase) or seller financing. We'll lay out what's realistic for your situation, in plain terms.
Move early — and talk to your lender
Foreclosure timelines and rules differ from state to state, and the earlier you act the more options you have. Keep talking to your lender, and consider a free HUD-approved housing counselor, who can explain options like loan modification or forbearance. If staying in the home works out, great. If selling is the better move, we're ready.
This page is general information, not legal, tax or financial advice. Rules differ by state — for advice about your situation, talk to an attorney, tax professional or HUD-approved housing counselor.
Facing Foreclosure: common questions.
In most cases, yes — until the foreclosure sale happens, you still own the house and can sell it. The sale pays off the loan at closing. The sooner you reach out, the more room there is to get it done.
A plain cash sale may not cover the loan, but other structures sometimes can, such as taking over the existing payments. We'll tell you honestly whether we can help — and if we can't, we'll say so.
No. There are no fees or commissions, and we typically cover standard closing costs.
Your Free Offer Is One Step Away.
Tell us about your property and get a no-obligation offer, fast. No repairs. No fees. No pressure.